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The contribution limit for 401(k) plans, 403(b) plans, and TSP’s will increase from $17,000 in 2012 to $17,500 in 2013.

Up to 85% of Social Security benefits may be subject to federal income tax.

The estate tax exemption for 2013 is $5.25 million, with a top tax rate of 40%.

The Bankruptcy Reform Act of 2005 provides up to $1 million of protection to 401k, 403b and 457 plans, as well as SEP and SIMPLE IRAs. In addition, Congress also provided traditional and Roth IRAs with up to $1 million of asset protection.

President Obama and his administration recently endorsed products that protect and maximize retirement funds.

Protect Your Social Security and Medicare from Harmful Cuts!  You Earned these Benefits! Call Congress today toll-free at 1-888-722-8514.


Our mission is to protect and maximize retirement funds. It’s a simple mission, but a powerful one.


Today, more than ever, Americans are concerned about safeguarding their retirement accounts while maximizing interest credited and options for income in the future. With longevity being a significant issue – current retirement will generally be longer, more active and more expensive than any previous generation.

It's never too early — or too late — to take action. As you enter or near retirement (less than 10 years away), it's time to review your retirement accounts, adjust your portfolio accordingly to protect it from market volatility, prepare to live off your retirement savings and effectively transfer the remaining wealth to your loved ones. 

 

- We take the time to explain how.

 

 

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